It has been over two months since Hurricane Ike made landfall on the Galveston coast and left a path of destruction in its wake as it moved north through Houston. Many victims of Hurricane Ike are still trying to put their lives back together, but are having problems getting the money they need to make the necessary repairs to their homes from their insurance company.
Undervalued and denied insurance claims are not new problems. In many cases these disputes are not easily resolved and a policyholder may need to seek aid from resources available outside of their insurance company. Policyholders may choose to enlist the services of a public adjuster or an attorney to assist them in recovering the money that they are entitled to from their insurance provider.
Insurance companies have a staff of adjusters on their payroll. These adjusters work for the insurance company and this is where their loyalty lies. A public adjuster works for the policy holder. The job of a public adjuster is to reevaluate all aspects of the claim and policy to better serve their client.
One of the most common problems associated with insurance claims is based on the how the damage occurred. Damages caused by flooding are not covered under most homeowner’s insurance policies. However, in many instances there may be a dispute as to whether certain damages were caused by flooding or by wind driven damage, which is covered by the policy. A public adjuster has the ability to make these determinations and offer their clients a leg to stand on when taking on their insurance company.
Public adjusters often work hand in hand with attorneys to better assist their clients in settling their claims. This collaborative effort has been shown to be an effective and efficient way to offer homeowners the necessary assistance that they need in these trying times.
If you believe that your insurance company has taken advantage of you in this time of need there is help available. By filling out the contact form on this page you will be put in touch with qualified attorneys who have the experience and know-how to handle your claim properly.